02/24/2026
Forty-eight-year-old orphanage director Margaret Stevens sat in her office at St. Catherine's Home for Girls in Philadelphia in April 1918, reviewing three marriage proposals from adult men who wanted to marry girls currently in her care—and Margaret faced an impossible choice: if she allowed these marriages, she would be sending thirteen, fourteen, and fifteen-year-old orphans into marriages with men twice their age, but if she refused, the state would cut the orphanage's funding for "refusing to place children in stable homes," and without funding, Margaret would have to close the orphanage and send all forty-three girls into an uncertain fate that might be even worse.
Margaret had directed St. Catherine's for twelve years. The orphanage housed girls ages six to sixteen who had lost their parents or been removed from unsafe homes. Margaret loved these girls and saw her job as protecting them and preparing them for good lives.
But in 1918, the Pennsylvania state welfare board had implemented new policies: orphanages had to "place" girls into permanent homes before they turned sixteen or lose state funding for each girl who remained past that age.
"Placement" meant adoption, returning to family, or marriage.
For older girls—fourteen, fifteen, sixteen—adoption was rare. Families wanted young children, not teenagers. Returning to family often wasn't an option since many girls had no family. That left marriage.
The state welfare board sent Margaret a letter in March 1918: "St. Catherine's currently houses seven girls ages fourteen to sixteen. These girls must be placed within three months or the state will reduce your funding proportionally. Marriage to suitable men is an acceptable placement option."
Margaret was horrified. The state was essentially telling her to marry off teenage girls to avoid losing funding.
But the financial reality was brutal: if Margaret lost funding for seven girls, she wouldn't have enough money to operate the orphanage. She would have to close, and all forty-three girls would be sent to other institutions or into the state system.
Now, in April, Margaret had three marriage proposals on her desk:
Proposal 1: Mr. Robert Walsh, age thirty-eight, factory foreman, wanted to marry Annie O'Brien, age fifteen. Mr. Walsh had been widowed two years ago and had three young children. He stated he needed a wife to care for his household and children.
Proposal 2: Mr. James Murphy, age forty-two, shopkeeper, wanted to marry Catherine Riley, age fourteen. Mr. Murphy stated he could provide a good home and financial security for a young wife.
Proposal 3: Mr. Thomas Bennett, age thirty-five, farmer, wanted to marry Rose Murphy, age thirteen (turning fourteen in May). Mr. Bennett stated he needed a wife to help with farm work and eventually provide him with children.
Margaret felt sick reading these proposals. These men weren't offering to adopt or mentor these girls—they wanted wives. They wanted teenage girls they could marry legally with orphanage consent acting as parental consent.
Margaret called the three girls into her office individually to discuss the proposals.
Annie O'Brien, age fifteen, looked at Mr. Walsh's proposal and said quietly, "I don't want to get married, Miss Stevens. I want to finish school and maybe become a teacher. But if you say I have to marry him, I will."
Catherine Riley, age fourteen, cried when she saw Mr. Murphy's proposal. "Please don't make me marry him. I'm only fourteen. I'm scared. Can't I just stay here?"
Rose Murphy, age thirteen, didn't understand the proposal at all. When Margaret tried to explain, Rose said, "But I'm just a child. How can I be someone's wife? I don't even know what that means."
Margaret's heart broke. These girls didn't want these marriages. They were children who wanted to remain in the orphanage, continue school, and grow up safely.
But Margaret also knew the financial reality. If she refused all three proposals and didn't "place" these girls within three months, the state would cut funding and Margaret would have to close the orphanage.
Margaret made a decision. She would fight.
She wrote to the state welfare board: "I have received three marriage proposals for girls in my care, ages thirteen to fifteen. I am declining all three proposals on the grounds that these girls are children who deserve protection, not husbands. Marriage should not be used as a placement strategy for orphaned children."
The state response was swift and cold: "Director Stevens, you have been informed of placement requirements. Declining suitable marriage proposals without cause will result in funding reduction. The men who submitted proposals are respectable, employed, and willing to provide stable homes. Your job is to place children, not impose your personal views on marriage."
Margaret consulted with the orphanage's board of directors. The board was divided.
Some members supported Margaret: "We can't send thirteen-year-old girls to marry middle-aged men. That's not protecting children—that's abandoning them."
Other members were pragmatic: "If we lose funding and close, all forty-three girls will be dispersed into the state system. At least these three proposals offer stable homes. Isn't that better than nothing?"
Margaret spent sleepless nights wrestling with the decision. She knew that if she closed the orphanage, all the girls would suffer. But she also knew that sending Annie, Catherine, and Rose to marry men twice their age would be a betrayal of her duty to protect them.
Margaret made her final decision: she would refuse the marriage proposals and fight to find alternative solutions.
She contacted women's organizations, churches, charitable groups—anyone who might help. She explained that she had three teenage girls who needed "placement" to satisfy state requirements but that marriage wasn't appropriate.
A women's charitable organization stepped forward with an offer: they would fund supervised housing for the three girls, providing them with room, board, and continued education until they were eighteen. This would satisfy the state's requirement that girls be "placed" without forcing them into marriage.
Margaret presented this alternative to the state welfare board: "I have secured placement for the three girls in question through a charitable housing program. This placement provides stable housing, supervision, and continued education—better outcomes than marriage to much older men."
The state reluctantly agreed. Annie, Catherine, and Rose moved into the charitable housing program. They continued their education and eventually became independent young women.
But Margaret's battle didn't end there. The state continued pressuring her to accept marriage proposals for other girls. Over the next two years, Margaret received seventeen more marriage proposals for girls in her care.
Margaret refused fifteen of them, finding alternative placements through charitable organizations. She reluctantly allowed two marriages—both for girls who were nearly seventeen, who genuinely wanted to marry, and whose proposed husbands were close in age and seemed genuinely caring.
Margaret's refusal to treat marriage as an automatic placement solution made her unpopular with state officials. Her orphanage was constantly under scrutiny. Funding was always precarious.
But Margaret never regretted her choices. She had protected dozens of girls from marriages they didn't want.
Margaret continued directing St. Catherine's until 1935, when she retired at age sixty-five. She died in 1942 at age seventy-two.
Before her death, Margaret wrote about her experience:
"In 1918, the state told me to marry off teenage orphans or lose funding. They wanted me to treat marriage as a placement strategy—a way to get girls off the orphanage rolls and into 'stable homes.'
But these weren't placements—they were transactions. Men wanted young wives, and the state wanted to reduce orphanage populations. The girls' wishes didn't matter. Their childhoods didn't matter.
I refused. I found alternative placements. I fought to protect these children from marriages they didn't want.
Did my refusal create financial hardship for the orphanage? Yes. Was I constantly battling with state officials? Yes. But I could sleep at night knowing I hadn't traded away girls' childhoods to balance the budget.
Every director of every orphanage faced this pressure in the early 1900s. Many gave in—they allowed marriages because the financial pressure was too great. I don't judge them harshly because I know the impossible positions they were in.
But I'm proud I fought. I'm proud I found alternatives. And I'm proud that Annie, Catherine, and Rose—and dozens of other girls—got to grow up instead of being married at thirteen, fourteen, fifteen to men who saw them as conveniences rather than children."
Margaret was buried in Philadelphia. Her gravestone reads:
"Margaret Stevens, 1870-1942. Orphanage director who refused to marry off teenage girls to satisfy state placement requirements. She fought to protect children when the system wanted to trade them into marriages. One director's courage saved dozens of childhoods."
Margaret's correspondence with the state welfare board is now preserved in Pennsylvania state archives as documentation of how child welfare systems pressured orphanages to use marriage as a placement strategy and how some directors resisted despite financial consequences.