04/05/2025
MediCard Standard vs. VIP Plan Coverage & Benefits
🔹 Standard HMO Plan
✅ Maximum Benefit Limit: ₱50,000 - ₱120,000
✅ Room Type Options: Ward, Semi-Private, Small Private
✅ Coverage:
Inpatient & Outpatient Care
Emergency Services
Annual Physical Exam
Preventive Healthcare
Laboratory & Diagnostic Tests
✅ Eligibility: 18-60 years old (41+ requires medical exam)
🔹 VIP HMO Plan
✅ Maximum Benefit Limit: ₱200,000 - ₱500,000
✅ Room Type Options: Regular Private, Large Private, Suite
✅ Enhanced Coverage Includes:
All Standard Plan Benefits
Higher Benefit Limits for Hospitalization & Surgeries
No Medical Exam Required for Enrollment
Access to VIP Hospital Rooms & Specialized Treatments
✅ Eligibility: 18-65 years old
📌 For applicants who prefer hassle-free approval without a medical exam, the VIP plan is recommended.
