11/04/2023
I have high respect for friends/people who admits this.
I realized that as we grow older, we don’t need expensive restaurants, travels and luxury. I’m not saying we shouldn’t have it, we should definitely experience these as well but staying on the budget we have set not to please others is so much better than us worrying in the end. And please don’t be guilty of having dinners outside, travels and stuff, but make sure you save for it so you can avoid borrowing to other people next time.
People may laugh at you for staying on your budget but you have to remember that you are not doing it for them but for yourself.
It’s discipline.
It’s taking care of what’s more important.
No because it’s not part of the budget.
No because it can wait.
No because I’m saving for something better.
If a friend really cares for you and your needs, they won’t push you into spending large amount of money that’s out of your range. Don’t let “friends” pressure you to spend beyond your means. Make sure you have the right people beside you.
Financial freedom starts with saying “no” too.