11/27/2025
The Best Way to Save Money on Groceries, According to Financial Advisers
The key for Sam, a wealth management adviser in North Carolina, is to follow a plan that’s “as simple and consistent as possible.” The easiest way to do this is to keep a curated grocery list. In Sam’s case, he focuses on a few main categories, like picking “a protein, vegetables, and grains” each week to easily create filling meals like grain bowls, roasted meats and veggies, and soups.
But that doesn’t mean his meals are bland or boring. In fact, it’s the total opposite. Similar to the viral 6-to-1 method, think of it as an outline or blueprint to help you stay on budget. There’s still a ton of flexibility within those categories for you to create new and exciting meals each week.
You could pick up on-sale chicken drumsticks one week and frozen shrimp the next. In-season (and often cheaper) produce like squash, mushrooms, carrots, and onions are plenty versatile. Even swapping in a grain like farro or rice will add newness to your dinners.
Artie, a family friend and financial adviser in Kentucky who’s been budgeting carefully for years, applies this same logic to breakfast as well. He buys a bunch of bananas, oats, and yogurt and will switch between yogurt bowls, oatmeal, and even oat-banana pancakes.
