Lili's Candies

09/20/2021

08/24/2021

Here's a breakdown of why I recommend people get 10-12 times their annual income in TERM life insurance...

If the worst happens, Alex's family can take care of some immediate expenses, and then invest the remainder of the money from his life insurance policy into a mutual fund. (Always get in touch with a trusted investing professional to help with this.) They would then see an annual return on the investment that would be similar to his current income. This money would help them long term, if the worst case scenario were to happen.

If someone depends on your income, you NEED life insurance.

I only recommend term life insurance. Why? You get the same amount of coverage for a fraction of the price of a whole life policy. A term policy lasts for a set number of years (usually 20) and you pay a low rate each month for the coverage you need. At the end of the term, yes, that policy has ended, but what the critics fail to remember is that you've had 20 years of affordable coverage. In that time, you can use the money you’re saving to pay off debt, save for emergencies, and invest the difference you would have thrown away on a more expensive whole life policy. If you're working to get out of debt and following the 7 Baby Steps, you'll be covered with your investments after 20 years, and you won't need life insurance anymore. Don't throw your money away. Think for yourself and get the coverage you need, not the policy that someone making a commission wants to sell you on. For stay-at-home parents, I recommend a term policy valued between $250,000 — $400,000.

✔️ Get in touch with the only company I recommend to help you get the term life insurance coverage that's right for you: https://bit.ly/3mrVtbx

09/29/2018

LUXBAR - Plano Frisco North Dallas TX by AALAM

01/22/2014

01/22/2014

01/22/2014