01/08/2024
the Three credit score companies, Transunion, Equifax and Experion are scams if you ask me.
They drop your credit score:
1. if you pay off your bills on time and pay off your debt and credit cards.
2. if you had struggled financially due to the bad economic times.
3. every time lenders pull credit on you to see if you have credit.
They have services you have to buy.
They sell their services to the banking industry who pays them to do a credit check on you, while they decrease your credit score.
When you apply for a loan they sell your name and contact information to every lender and within seconds of filing the application those lenders will call your phone all day long filling up your voice mail so you can not get important messages.
