27/07/2025
Why lots of individuals struggle financially today is because they live above their means which puts them in bad financial condition.
Living above your means is setting a higher standard of living for yourself than what you earn, this might likely lead you to debt.
Before the arrival of your salary, you are already BROKE.
This kind of lifestyle can lead to a desire or love for money that you are ready to go any mile just to maintain your lifestyle and this leads to love for money which can likely lead to financial ruin.
You need to curb that desire for unworthy lifestyle
Have a control ove your emotion
Be in charge of your money because you are the CEO of your life
Work on settling any loan you have if you have any. Set time frame to pay it off.
Start having a money target of how much you plan to save and invest monthly and have a yearly goal too. Measure your performance to your set money target.
If you set to save 500k at the year end, you need to know how much you will be saving monthly to achieve this target and know what you have achieved.
If you plan to pay off your debt of 700k in 9months, you need to know how much you need to pay monthly to settle this and be debt free.
Take charge of your finances
Take charge of your life
Secure your financial future
